- Card, ACH, wire, RTP, wallet
- Intelligent payment routing
- Split payouts & multi-party flows
- Unified ledger and real-time reconciliation
- Branded card issuing + wallet support
- From cash flow smoothing to larger purchases.
- BNPL, lines of credit, pre-funded accounts
- Credit scoring and approval workflows
- Integrated repayments, fees, and compliance
- Onboarding, activation, claims, and payments
- Multi-carrier support
- Real-time verification and bundled payments
- Built-in regulatory workflows
- Billing, reminders, collections, and settlement.
- Invoicing and flexible due dates
- Payment links and embedded checkout
- Dynamic notifications and NSFs
- Real-time updates for tenants, customers, policyholders
- Unified rent + insurance + utilities billing
- Embedded insurance at lease signing
- Flexible rent payments with BNPL
- Instant payouts to owners and vendors
- Integrated maintenance & vendor payments
- Tenant identity, screening, and approvals
- Disjointed payment rails
- Manual insurance tracking
- No embedded credit for renters
- High CAC, high churn
- Limited visibility into tenant risk
Tailored for Real Estate Management
Seamless Rental Application & Approval Online Application Users can apply for rental properties directly through the app. Instant Tenant Verification (KYC & Credit Check) Automated background checks, identity verification, and financial assessment. Instant Approval Process AI-driven approval and pre-qualification process for faster rental acceptance. Digital Rental Agreement Signing Secure e-signature functionality for lease agreements Flexible & Automated Rent Payments Integrated Rent Payments One centralized platform for rent, utilities, and insurance. Flexible Payment Dates Tenants can adjust billing dates to align with pay cycles. BNPL & Short-Term Loans Embedded financial options to help tenants manage cash flow when needed. Automated Recurring Payments Reduce late fees with scheduled payments. Real-Time Payment Tracking Instant transaction confirmation for renters and landlords. Embedded Insurance for Renters Insurance Selection During Application Renters can choose from multiple insurance packages from different providers. Automated Policy Enrollment Insurance coverage activated upon lease signing. One-Click Insurance Payments Renters can bundle insurance payments with rent for seamless transactions. Real-Time Policy Verification Landlords and property managers receive instant confirmation of active insurance policies. Easy Claims Processing Tenants can file and track insurance claims directly in the app. Property Management & Landlord Benefits Automated Rent Collection & Payouts Funds are instantly distributed to landlords, vendors, and insurers. Tenant Risk Assessment AI-driven insights on payment history, risk factors, and lease compliance. Integrated Vendor & Maintenance Payments Automates maintenance and service payouts.
Unlock: Fewer lapses • More conversions • Higher persistency • Embedded trust + real-time triggers • Smart notifications + revenue intelligence
Use Cases
Customer Engagement Smart Notifications Your $1,200 annual life insurance premium with Insurance Co is due June 15. You can save 10% by paying annually. Click here to select your account, or accounts to pay with, or explore other payment options. Policy Surrender We have received notification that you wish to cancel your insurance coverage. Your last day of coverage will be MM/YYYY. Did you know that you can reduce your coverage and retain some insurance to protect loved ones without undergoing a medical? At a later date you may be able to increase your coverage without a medical. Life insurance is a valuable tool to provide financial security. Please call or message your advisor by clicking: Conversion Option Your term life insurance policy contains a conversion option that permits you to convert to permanent insurance without a medical. Your current term policy will expire on MM/YY. Please call or message your advisor by clicking below: Call Message One insurance company using a 60 second video saw a 17% increase in conversions Proactive Actions Reducing NSF A gentle reminder that your $350.50 monthly payment for the life insurance policy #9033971848 is due June 15th. You are currently subscribed to a pre-authorized payment through your checking account #XXXXXXX489. To explore payment options or change your payment method please click here. Current card not working Your term insurance policy has a monthly payment due on June 15. We have noticed that you are paying with a credit card which is currently not operational. Please update your card information here, or explore other payment options which we can provide for you here. Payment Lapse Notification Your term policy xxxx9876 had a payment for $$$$ due on DD MMYY, and sufficient funds were not available to satisfy the payment. We will automatically redraw the payment on DD/MM/YY. Please indicate which option you wish to select for this payment. Confirmations and Information Gathering Notification of Beneficiary We have noticed that your beneficiary designation on your life insurance policy is to the estate. Did you know that specifying named beneficiaries protects your loved ones from creditors and avoids probate fees? . Please call or message your advisor by clicking: Address Confirmation Hello Robert, We regularly reach out to clients to confirm their address, so that important mail reaches you on a timely basis. We have your address as : Address line 1, Address line 2, City, Province, Country Postal code If this is correct, please enter “yes” If your address has changed, please enter the new address Many other use cases, including: Flexible Payment Options Consolidate payments, report to client and system Resubmit NSF payments, notify client and system Streamlined commission payouts with detailed reconciliation
Short Video - Insurance Solutions
AoP Intro Short